News and Resources
Investing can seem daunting to newbies, but it doesn’t have to be! In fact, investing could just be the difference between retiring comfortably and being financially destitute in your old age. In this investing 101 guide, we’ll go over everything you need to know...
Is there anything worse than feeling like you’re sailing the ocean on an old ship? You can see the storm clouds gathering on the horizon, but you can’t do anything to prepare for it. At least, that’s how it feels when you start preparing your financial plan and find...
2020-21 saw investment returns rebound – expect more modest but still good returns this financial year
The past financial year saw a spectacular rebound in returns for investors as the focus shifted from the recession to recovery against a backdrop of policy
The never-ending coronavirus pandemic – why snap lockdowns in Australia make sense until herd immunity is reached
News that I and many others were effectively in lockdown from Friday was depressing. It got even more depressing
Central banks heading towards the easing exits – five reasons not to be too concerned
The drumbeat of central banks heading towards the exits from
ultra-easy monetary policy is getting louder. It started with the Bank of Canada, then the Bank of England followed by the RBNZ
Inflation – why it matters for investment markets
The shift from high inflation to low inflation has been a key tailwind for investment returns over the last 40
– in particular it has allowed capital growth in excess of growth
Optimistic March quarter
With a growth of 1.8% in the March quarter, Australian GDP is now back above its pre-pandemic level.
While uncertainties remain – including around the latest coronavirus outbreak in Victoria – there are seven reasons for optimism
Inflation Q&A – should we be worried about higher inflation?
Inflation will likely rise further in the months ahead due to base effects, bottlenecks & reopening.
But it’s likely to fall back again from later this year as these drivers fade. Shares face short-term correction
End of Financial Year Pointers 2021
Considering the 30th of June 2021 is just around the corner, below is some information on what you may need to get sorted before the end of this financial year.
The end of financial year has a habit of sneaking up on us.
Big-spending Federal Budget set to spur on the recovery
The 2021 Federal Budget harks back to the immediate post GFC budgets in some ways, with the Treasurer resisting any temptation to start early on the task of budget repair and doubling down on stimulus. The government has announced
Our articles cover a range of topics which we hope you will find interesting.
We aim to keep you informed of changes as they happen, but we also want to provide ideas to help you live the life you want – now and in the future.
The 2021-22 Australian Budget – spending the growth windfall
to further grow the economy towards full employment
The Government now expects the Federal budget deficit to peak at $161bn this financial year (down from $214bn in October’s Budget) and fall to $107bn in 2021-22
The return of geopolitical risk? – what to watch over the remainder of 2021
Geopolitical issues generate much interest but don’t necessarily have a significant impact on markets.
But geopolitical risks are higher than prior to the GFC
Three reasons why the long-term bull market in Australian
house prices may be getting close to the end
Australian home prices are currently in a cyclical upswing which likely has further to go into 2022.
However, the longer-term bull market
The importance of starting point valuations for investment
returns – and where are we now?
Starting point valuations – like yields and price to earnings multiples – are a key driver of potential medium term investment returns.
A new age of Infrastructure, Energy, and Investment is dawning
Articles and updates. A new age of infrastructure energy and investment is dawning Preparing for the post-COVID recovery in real estate, the bonds market and more…
Market outlook Q&A – global recovery, vaccines, inflation, the risk of a share crash, Aust house prices and other issues
Global recovery is on track. Vaccines are working. JobKeeper’s end won’t derail Australia’s recovery.
RBA on hold and likely to remain easy for a long while yet as full employment gets more of a look in
The RBA left the cash rate at 0.1% at its April meeting. While the economy is recovering faster than expected the conditions
Shares have had a very strong rebound since March last year so where are we in the investment cycle?
The history of cyclical bull markets in shares suggests that the rebound since last March still has a way to go.
Bitcoin – it’s not a currency, it’s not a capital asset…so what is it?
Digital currencies and blockchain technology may have a lot to offer – but that does not mean Bitcoin will be it.
The bond crash of 2021? Seven things for investors to consider
Higher bond yields are normal in economic recovery and should not be a major problem for shares if they are matched by rising earnings.
Australian house prices on the upswing again – seven things to bear in mind about the Australian property market
Expect average Australian home prices to rise 5-10% this year and next as ultra-low interest rates
Six key things to know about super in 2021
The super rules change regularly, and this year is no exception. We are waiting on changes currently before the parliament, anticipating some of the changes announced in last year’s budget
Nine common mistakes investors make
Many of the mistakes investors make are based on common sense rules of thumb that turn out to be wrong. As a result, it’s often wise for investors to turn common sense logic on its head.
Capital Edition Jan/Feb 2021
Though the pandemic has taken planes out of the sky, the long-term proposition for airports remains attractive for the global listed infrastructure team at AMP Capital.
Seven key charts for investors to watch regarding the global
economy and investment markets this year
Shares are at risk of a short-term correction or consolidation, but investment markets should provide
solid returns this year
US political protests, inflation and rising bond yields
US protests are only an issue for investment markets if they significantly impact economic activity. Global and Australian recovery will boost bond yields
and there is good reason to believe
2021 – a list of lists regarding the macro investment outlook
2020 turned out far better for investors than was feared.
2021 is expected to provide solid returns & see a further rotation from pandemic winners to cyclical investments
December 2020 Newsletter
Whilst 2020 has been a very different year, I feel its still had some positives.
One being the resilience being shown in uncertain territory. Thank you for all the continued support throughout the year.
Review of 2020, outlook for 2021 – from pandemic to recovery
2020 was dominated by the coronavirus pandemic but shares saw okay returns on the back of policy stimulus and vaccine optimism – resulting in constrained but positive returns
Modern Monetary Theory – can it help with economic problems
or is it just another Magic Money Tree?
Modern Monetary Theory reminds us that monetary financing of government spending need not be inflationary if there is spare capacity in the economy.
Joe Biden on track to become US president. Implications for
investors and Australia
The US election has been close and final counting as well as legal challenges could still upset the result, but the now highly likely outcome is a Biden Presidency.
RBA cuts rates to just 0.1% and ramps up quantitative easing –
but will it work?
The RBA has cut the cash rate to a record low 0.1% & announced a broad-based quantitative easing program. While the economic boost is likely to be small
Expect slower medium-term returns
The continuing decline in investment yields on the back of falling interest rates and bond yields has seen our
medium term (5 to 10 year) return projections for a diversified mix of assets fall to around 4.8% pa.